We cannot deny that most people choose to use a debit card instead of using a credit card. Though many advantages or benefits that can be obtained if you use a credit card every transaction.
Credit Card is considered Debt therefore we need free credit card. Credit card is a means of payment of cash replacement, but the system the bank only lends consumers money and must be returned in the form of bills. Well, that’s what makes people do not want to use credit cards for fear of not being able to pay the bills that cause debts that make miserable. In fact, credit cards can help ease your burden when buying an item that is expensive in one transaction. That is, a credit card is useful to be a positive debt as long as you do not owe more than your ability to pay.
When talking about questioning credit card has a high interest rate, interest provisions applicable according to local bank only 2.5% of the total bill. That is, if you do not make full payment or passing from a predetermined date, you may be subject to fines as applicable. This certainly has the potential to make credit card bills soar. So when you use a credit card, you must be aware to always pay bills on time.
Credit card only as a cash transfer transaction tool. The special is on a refund lent by the bank can be made pending in the form of bills each month.
Well, waste is a trait that is in a person, not because of a credit card that makes your life becomes wasteful. So, wasteful or not in the use of credit cards depends on self-control financial and credit card usage.