More beneficial credit cards for on-site transactions. There are a number of advantages you can get when using a credit card as a means of payment, especially if you always pay your bills on time each month. Some things that are more profitable if you use credit cards in the payment process include:
- Monthly expenditure
If you have a habit of shopping for more or less the same basic needs on a monthly basis, using a credit card as a means of payment can give you more benefits, of course, if you always shop monthly at supermarkets or hypermarkets that accept credit card payments.
Many supermarkets or hypermarkets that work with a particular credit card or co-branded with a particular credit card issuer. Benefits offered can be discounts, promo prices for certain products, up to cashback and installments without interest or zero interest rate. So, having a credit card for this purpose will benefit you because it saves you money.
- Shop for Electronics Goods
Just like monthly shopping, shopping for electronic goods is also more profitable when using a credit card because of the various offers from credit card issuers and large electronic retailers such as rebates, cashback, and interest-free or zero percent installment. Expenditure of electronic goods that are usually not cheap price will feel lighter if the payment is made with a credit card that offers these things.